Bisheshe SACCO Ltd helps families, farmers, traders and groups grow their savings and access affordable credit. We are owned by our members and built for our community.
From your first savings account to financing your business, your farm or your children's education, we have a product built around your goals.
Open an ordinary, junior or group savings account and watch your money build steadily and safely over time.
Learn moreLock away a minimum of UGX 100,000 for an agreed period and earn a stronger return on your savings.
Learn moreEight loan products for school fees, business, agriculture, boda boda, solar and more, from 3% per month.
Learn moreDeposit, withdraw, check your balance and repay loans from your phone on MTN and Airtel networks.
Learn moreTransact through our agents and link your mobile money for convenient deposits and withdrawals.
Learn morePractical financial education on saving, budgeting and growing a business, delivered to members and groups.
Learn moreBisheshe SACCO is owned by the people it serves. Every shilling saved stays in the community, working to fund the loans, businesses and homes of fellow members.
Operating under the supervision of the Uganda Microfinance Regulatory Authority for your peace of mind.
Clear interest rates from 3% reducing per month, with the freedom to settle your loan early at no penalty.
Branches across Ibanda and Kamwenge, run by people who understand local livelihoods.
Whatever your plan, there is a Bisheshe loan to match it. Loans run from UGX 100,000 up to UGX 30,000,000 over terms of 12 to 24 months.
Keep your children in class with timely, affordable fees financing.
Stock up, expand and seize new opportunities for your enterprise.
Own your motorcycle and turn daily rides into a steady income.
Light your home and business with clean, reliable solar power.
Finance inputs, livestock and harvests across every season.
Harvest rainwater with quality tanks for home and farm use.
Build, repair and upgrade the home your family deserves.
Group lending for women at a special 2% flat rate per month.
With MSACCO you can save, withdraw, check your balance and repay your loan at any time, without travelling to a branch. It works on both MTN and Airtel.
Keep an eye on how the Uganda Shilling is trading against major currencies. These indicative market rates are shown for your information only. Please note that we do not currently offer foreign exchange services at any of our branches.
A growing range of everyday financial services to make life easier for our members.
Save steadily through the year and pay fees on time, every term.
Pay for water, power and other bills conveniently through the SACCO.
Send and receive money safely to support family and business.
Request statements and balances at the branch or by mobile.
Share in the growth of your cooperative through annual dividends.
Free trainings on saving, budgeting and growing a business.
Join thousands of members saving for a stronger future. All you need is your National ID to get started.