Bisheshe Cooperative Savings and Credit Society Ltd, also known as BISACCO, is a member owned financial cooperative serving Ibanda District and the wider region of western Uganda.
We exist to help our members save consistently, access fair credit and build better futures for their families. From farmers and traders to teachers and youth, our members are the owners of this society, and every decision we make is guided by their interests.
Operating from our main branch in Ibanda Municipality and offices across the region, we keep financial services close to the people who need them most.
Owned and governed by the members it serves.
Supervised by the Uganda Microfinance Regulatory Authority.

To be a leading, profitable and sustainable SACCO in Western Uganda, empowering its members towards positive economic change and development in all other aspects of life.
To enhance financial services delivery to all our economically active members by increasing savings mobilisation, credit opportunities and income for all their families, in order to fight against poverty.
We handle every member's money with honesty and care.
Clear terms and fair pricing, with no hidden charges.
Accountability and progress stay within the communities we serve.
We help members grow their savings, income and livelihoods.
We protect sensitive information and respect privacy by ensuring that personal, business, and client data is kept secure and shared only with authorized individuals when necessary.

Bisheshe SACCO is governed by an elected leadership and a management team that report to members at the Annual General Meeting. This structure keeps us transparent, accountable and focused on the goals of the people we serve.
We hold a no objection to conduct the business of financial services as a SACCO from the Uganda Microfinance Regulatory Authority, under the Tier 4 Microfinance Institutions and Money Lenders framework.
Become a member and share in the growth of your community.